DUI SR22 Insurance

Driving under Influence (DUI) means driving a vehicle while under the influence of alcohol or as simply put in layman’s terms: “drunk driving”. When you get caught by the authorities committing such an offense, it could have grave implications on your driving records, have your driver’s licence confiscated and possibly get yourself some jail time especially if you do not have an SR22 Car Insurance to back you up. Other penalties may include probation, community service, driver rehabilitation school, and substance abuse counseling.

Although the SR22 is used strictly for DUI cases in some states, other states also require the SR22 for the non-suspension of driver’s license in certain conditions such as being issued several tickets within a short span of time or getting involved in a traffic accident without insurance.


SR22 Insurance is typically a type of high risk auto insurance policy issued by an insurance company to guarantee that the policy holder is covered by the minimum insurance required of the state. It is generally required for reinstatement when your driver’s license has been revoked or suspended typically after getting caught violating the DUI policy. When your SR22 insurance policy is found cancelled, terminated or lapsed, your driver’s license is automatically suspended until the policy is updated or reinstated.


After getting an SR22 Car Insurance, the Department of Motor Vehicles will ask you to provide a copy of your SR22 binder to prove its legitimacy before your driver’s license will finally be reinstated. In most of the states, you will be required to carry the insurance policy for a period of three years after the time of your revocation.

Just like any other type of insurance, the SR22 Car Insurance varies on premium rates and company-definitive policies. And because the SR22 Car Insurance is used differently across the United States, some details may actually be dissimilar. In the same manner, not all insurance companies offer the SR22 Car insurance because of its high risk nature.


DUI offenders are faced with three tasks after getting arrested:

  • First is to pay a certain reissuance fee,
  • second is to show proof of financial capacity through the SR22 form, and
  • third is to show a proof of enrolment in any DUI accredited program.

Shopping for an SR22 Car Insurance may be done online where most insurance companies offer to fill up the SR22 form in your behalf for a minimal fee. It is wise to compare the SR22 Car Insurance rates from different companies before actually deciding on one. This will let you save on the costs and at the same time, understand the implications of getting convicted of DUI. It is a crime to be taken seriously as much as driving is an action to be done wisely.

 


Get a Quote NOW